Established in 1894, Punjab National Bank is one of the oldest banks in India. Much before it came to be known for its Punjab National Bank NEFT/RTGS/IMPS Charges & Timing services, the bank, the bank had a humble beginning with a team of just 7 directors.
NEFT
- With a network spread over 70,000 branches, the bank’s Punjab National Bank NEFT/RTGS/IMPS Charges & Timing services are much sought after. One can transfer a maximum amount of Rs 500 lakhs via this facility.
- People can avail this facility from 8am to 7pm on weekdays and from 8am to 1pm on Saturdays.
- The bank charges a fee of Rs 2.5 for a NEFT transfer of an amount up to Rs 10,000 and a fee of Rs 5 for any amount between Rs 10,000 and Rs 1 lakh.
- For transferring an amount between Rs 1 lakh and Rs 2 lakh, the bank charges a fee of Rs 15 and Rs 20 for any amount above that.
RTGS
- All branches of the bank offer Punjab National Bank NEFT/RTGS/IMPS Charges & Timing facility.
- People can make RTGS transfers via internet banking from 8am to 4pm, through mobile banking from 8am to 4: 15 pm, via corporate banking from 8am to 4:15pm and through a bank branch from 8am to 4: 20pm.
- For an RTGS transfer between 8am and 11am for an amount between Rs 2 lakh and Rs 5 lakh, the bank charges a fee of Rs 25 and for any amount above that Rs 50.
- For a RTGS transfer from 11am to 1pm, the bank charges a fee of Rs 27 for an amount of Rs 2 lakh and Rs 5 lakh and a fee of Rs 52. From 1pm to 4:30pm, the bank charges a fee of Rs 30 for an amount between Rs 2 lakh and Rs 5 lakh and a fee of Rs 55 or any amount above that.
- If one gets an RTGS transfer after 4:30 pm, one will have to pay a fee of Rs 30 for an amount between Rs 2 lakh and Rs 5 lakh and a fee of Rs 55 for any amount above that.
IMPS
- Available 24×7 and 365 days of a year, the bank offers state-of the-art Punjab National Bank NEFT/RTGS/IMPS Charges & Timing facilities.
- One can avail the facility by registering for mobile and internet banking.
- IMPS charges Rs 5 per transaction.
